Progressive ATV insurance coverage :
In most circumstances, Comprehensive ATV insurance coverage pays for damage to your ATV if it's caused by an event other than a collision. For instance, if your ATV is damaged by fire, theft, vandalism, flooding, or an animal, Comprehensive coverage will likely apply. You just pay the deductible you selected, and your ATV insurance will cover the rest.
Collision pays for physical damage to your ATV if you hit another ATV, a tree, a parked vehicle, a big rock, a stump, a...