Homeowner’s InsuranceUniversal Property and Casualty Homeowners insurance writes standard homeowner’s insurance policies that include replacement cost coverage for the home itself, coverage for other structures on the premises, and personal property coverage to protect the owner’s personal property anywhere in the world. Policies also include personal liability coverage to protect homeowners from lawsuits for injuries or negligence.
Dwelling Fire InsuranceUPCIC writes dwelling fire policies for non-owner-occupied homes that are rented out to others. This policy protects...
Through our Dwelling Fire policy, Southern Fidelity provides property owners and landlords the tools they need to protect their investment and source of income.
Our typical Dwelling Fire policy (DP-3) provides coverage for the property, personal possessions, liability, and displaced income of a risk that is either a rental or non-owner occupied. Dwelling Fire policies can also be used for owner - occupied homes, but this is not advised as it typically does not provide as much coverage as a Homeowners policy.