Universal Property and Casualty Homeowners insurance writes standard homeowner’s insurance policies that include replacement cost coverage for the home itself, coverage for other structures on the premises, and personal property coverage to protect the owner’s personal property anywhere in the world. Policies also include personal liability coverage to protect homeowners from lawsuits for injuries or negligence.
Dwelling Fire Insurance
UPCIC writes dwelling fire policies for non-owner-occupied homes that are rented out to others. This policy protects the structure as well as the landlord from the liability risks of owning a rental home.
Condo Owner’s Insurance
This policy is designed specifically for the needs of a condo owner, which differ from a single-family residence. Included in UPCIC’s condo policies are coverage for the portion of the structure for which the owner is responsible, personal property coverage, and liability. Tenant-occupied condo policies are also available from UPCIC.
UPCIC offers renter’s insurance policies for tenants who want to protect their personal property. These policies do not include structure coverage, as that falls under the owner’s policy. Renter’s insurance also includes liability coverage.
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