Boats We Insure at Progressive
We insure more types of boats than just about any other insurer
As long as your boat or personal watercraft (PWC) is not valued at more than $350,000 or longer than 50 feet, we’ll most likely insure it. Usually, it’s as simple as that.
Common types of boats and PWCs we insure
These are the most popular type of boat. Powerboats are used for fishing, cruising, pleasure activities, water sports, etc.
Boats that use at least one sail for power but may also have a motor for an additional power source. Insurance for a sailboat without a motor may be a bit more affordable.
These are usually much larger boats that are designed for slower movement and have full kitchens, bathrooms, bedrooms and other common areas. When choosing your houseboat insurance protection, consider our coverage for carry-on items. This will insure your cell phones, clothes or other personal property on board up to $5,000. Houseboats used as a primary residence cannot be insured on your boat policy.
Bass and fishing boats
These typically include modifications/features designed for fishing, such as such as trolling motors, power poles, fish finders, etc.
These boats are built on pontoons (usually hollow metal cylinders) with flat surfaces to walk or sit on. Many pontoons are designed for slow movement on inland lakes and rivers.
Common PWCs include Jet Skis, Sea Doos, Waverunners or similar vessels usually for one to three people.
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